Alliance Insurance Agency Blog

Do You Have Enough Auto Coverage?

Mon, 10 May 2010 12:38:25 -0500

Auto Home and Business Insurance here

Thu, 06 May 2010 11:40:32 -0500

call or click for a quote today

Friday Funnies

Fri, 16 Apr 2010 08:46:11 -0500

The Things Our Children Say ... My friend asked our grandson when he would turn 6. He replied, "When I'm tired of being 5." Seeing her first hailstorm, Mary Sue, age 3, exclaimed, "Mommy, it's raining dumplings!" As I frantically waved away a pesky fly with a white dishtowel, my granddaughter observed, "Maybe he thinks you're surrendering." When I asked our grandson if he could name the capital of Florida, he fired right back, "capital F." While shampooing our son, 4, I noted his hair wa...

Workers Compensation Coverage

Wed, 14 Apr 2010 12:54:04 -0500

The workplace is an extremely common place for a person to be injured. The Workers Compensation And Employers Liability Insurance Policy is used to provide insurance coverage for a company's statutory liability (coverage responsibility) under a Workers Compensation Act. It usually involves paying for medical treatment and disability. It also handles lawsuits from injured workers that fall outside of the Acts. A workers compensation policy responds to accidental injury that occurs during...

Workers Compensation Coverage

Wed, 14 Apr 2010 11:04:18 -0500

FRIDAY FUNNIES: Game On!

Fri, 09 Apr 2010 16:31:02 -0500

A young boy enters the barber shop and Bill the barber whispers to his customer, "This is the dumbest kid in the world. Watch while I prove it to you." The barber puts a dollar bill in one hand and two quarters in the other, then calls the boy over and asks, "Which do you want, son?" The boy takes the quarters and leaves. "What did I tell you?" said the barber. "That kid never learns!" Later, when the customer leaves, he sees the same young boy coming out of the ice cream store. "Hey, son! M...

Insuring Jewelry

Thu, 08 Apr 2010 17:11:49 -0500

Most homeowner policies provide very limited coverage for jewelry. The reason for this is that jewelry is high-valued (especially in relation to its size), is easily lost or destroyed and is vulnerable to theft (as well as fraud). If you only own a modest amount of jewelry (say just a few hundred dollars), perhaps the limited coverage provided by a basic policy is adequate. However, when high values are involved, consider buying special insurance coverage. A few options are available such as buy...

Fun Stuff

Thu, 01 Apr 2010 17:01:27 -0500

How do you decide who to marry? Kids Answer HOW DO YOU DECIDE WHO TO MARRY? You got to find somebody who likes the same stuff. Like, if you like sports, she should like it that you like sports, and she should keep the chips and dip coming. --Alan, age 10 No person really decides before they Grow up who they're going to marry. God decides it all way before, and you get to find out later who you're stuck with. --Kirsten, age 10 WHAT IS THE RIGHT AGE TO GET MARRIED? Twenty-three is the b...

Child Passenger Safety

Tue, 23 Mar 2010 11:44:45 -0500

If you regularly drive around with child passengers, have you done everything possible to make sure they’re safe? Are you familiar with what is involved in keeping children safe? If you’re not, here are some tips on protecting children, the persons most vulnerable to injuries during car accidents. Child Restraint Laws While you might think it would be safe to comply with your state’s child safety or restraint law, you would be wrong in many states. A National Safe Kids campaign review of the st...

Homeowners Coverage – Part 2

Fri, 12 Mar 2010 16:26:02 -0600

Part one discussed how a typical homeowner policy covers buildings and structures. Now let’s look at Coverage Part D, which is also a property coverage; as well as Coverage Parts E and F. These latter parts address coverage for injuries to persons or damage to property that belongs to others. Coverage D, Loss of Use This coverage handles the cost of additional living expenses while your home is being repaired. The coverage also applies if the home is unusable. However, the loss or loss of access...

FRIDAY FUNNIES

Fri, 12 Mar 2010 10:58:43 -0600

Toddler Rules If it is on, I must turn it off. If it is off, I must turn it on. If it is folded, I must unfold it. If it is a liquid, it must be shaken, then spilled. If it a solid, it must be crumbled, chewed or smeared. If it is high, it must be reached. If it is shelved, it must be unshelved. If it is pointed, it must be run with at top speed. If it has leaves, they must be picked. If it is plugged, it must be unplugged. If it is not trash, it must be thrown away. If it is in the tr...

Homeowners Coverage – Part 1

Thu, 11 Mar 2010 13:38:09 -0600

Generally, a homeowners insurance policy includes at least six different coverage parts. The names of the parts may vary by insurance company, but they typically are referred to as Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability and Medical Payments coverages. They are usually presented as policy sections and are often labeled Coverages A through F. This article discusses Coverage Parts A, B, and C, which protect property. Coverage A, Dwelling The homeowner policy'...

Can I Afford My New Driver?

Tue, 09 Mar 2010 17:48:37 -0600

Young drivers are expensive to insure. Such drivers, particularly teenagers, cause a high amount of traffic accidents because of their lack of experience and the fact that, due to their youth, they tend to be distracted drivers who also like to take risks. If your household is about to add a new driver, make sure that he or she understands that poor driving habits can result in higher premiums or a canceled policy. Here are some methods to help minimize the cost of a new driver: · Have y...

Business Insurance Costs

Fri, 05 Mar 2010 12:46:47 -0600

Besides worrying about the daily responsibility of running their business, commercial insureds may have other concerns such as rising insurance costs, reduced insurance availability, the impact on coverage due to experiencing recent losses, etc. Businesses price their products to cover the costs of production as well as their sales and marketing expenses. Prices also reflect some post-sales costs such as repair or replacement under warranty. At one time many industries used a pricing strategy fo...

Controlling Car In$urance

Tue, 02 Mar 2010 17:47:46 -0600

Controlling Car In$urance You may be frustrated with car insurance premiums and factors that may them creep upward, such as: Your insurance company's overall loss experience (due to more claims) The increased value of newer model cars, particularly SUVs Increases in judgment amounts awarded in auto lawsuits Increased business processing and administrative expenses Auto loans lasting longer, meaning increased auto repair costs for older cars There are ways to address ...

MORE FRIDAY HUMOR

Fri, 26 Feb 2010 12:50:05 -0600

Why do we press harder on a remote control when we know the batteries are getting weak? Why do banks charge a fee on "insufficient funds" when they know there is not enough? Why does someone believe you when you say there are four billion stars, but check when you say the paint is wet? Why doesn't glue stick to the bottle? Why does Superman stop bullets with his chest, but ducks when you throw a revolver at him? Why do Kamikaze pilots wear helmets? Whose idea was it to put an "S" in the wor...

FRIDAY HUMOR

Fri, 26 Feb 2010 12:44:25 -0600

Words of Wisdom From Children Never trust a dog to watch your food. When your dad is mad and asks you, "Do I look stupid?" don't answer him. Never tell your Mom her diet's not working. Stay away from prunes. Never allow your three-year old brother in the same room as your school assignment. Puppies still have bad breath even after eating a tic tac. Never hold a dust buster and a cat at the same time. You can't hide a piece of broccoli in a glass of milk. If you want a kitten, start o...

Business Insurance Quote Line

Wed, 10 Feb 2010 17:47:16 -0600

Quote line today: Monoline General Liability appliance repair. $370 a year 2Million/4Million Aggregate. Hartford Monoline Workers Comp Sporting Goods Store 100000/500000/100000 $256 a Year. Travelers Sold- Equitible Investors LLC Monoline Auto Liability / Real Estate 300,000 CSL $565 Year. Hartford Call or Click and enjoy great rates.

VALENTINES DAY AND SPRING WEDDING SEASON JUST AROUND THE CORNER

Wed, 10 Feb 2010 17:17:30 -0600

Chad and Jennifer Buchheit on their special day May 6th 2006 Let Alliance Insurance Agency put a speacial package together for you. Our package includes Wedding Insurance, combining Auto Insurance, and Home or Renters Insurance. Call or click today. God bless you. He who finds a wife finds what is good and receives favor from the LORD. -Proverbs 18:22 NIV

CONGRADULATIONS PATTONVILLE VARSITY DRILL TEAM

Wed, 10 Feb 2010 16:56:10 -0600

Congradulations to Pattonville's Varsity Drill Team. This past weekenend in Orlando, Fl. they placed 4th in the nation for their HIP HOP routine. A big Congrats from Alliance Insurance Agency whey to go Arri

NOT ALL INSURANCE AGENTS ARE THE SAME

Tue, 26 Jan 2010 11:06:00 -0600

Think all insurance agents are the same? See how an independant agent and captive agents differ. Read our word press blog and check out our You Tube link. Alliance Insurance Agency is an indepandant agency that check rates from multiple insurance companies.

Refer a Friend!

Thu, 21 Jan 2010 15:33:29 -0600

Don’t forget to refer your friends or co-workers to Alliance Insruance Agency here.We love referrals! The greatest testament that our customers can provide is by referring their friends and family to Alliance Insurance Agency. Thank you for your referral and we thank you even more for your continued business.Alliance Insurance Agency is here for you twenty-four hours a day, seven days a week!Quickly and easily submit your application for a free automobile insurance quote using our easy to use we...

ALLIANCE INSURANCE AGENCY SUPPORTS HAITI

Wed, 20 Jan 2010 16:34:45 -0600

We are all devestated by the haitian earthquakes. Please view our WordPress blog below and a message from first lady Michelle Obama and help support Haiti. "Don't be afraid," he said. "Take courage. I am here!" -Matthew 14:27 NLT

Alliance Begins Wordpress Page

Mon, 18 Jan 2010 12:20:29 -0600

Alliance Insurance Agency has began a new Wordpress account, specifically for blogging! To keep connected with all of our news-as it comes, please follow us on Wordpress here. You may also keep updated through our Twitter account.

Alliance Insurance Agency hires social network engineer

Fri, 15 Jan 2010 16:14:41 -0600

Joe Slavich Alliance Insurance Agency announced today that they have hired Joe Slavich to be their social network engineer. Joe Slavich is 18 years old and is a Senior at Francis Howell High School. Next semester, Joe plans to attend Lincoln Christian University where he will study Ministry. He enjoys playing music and attending Harvester Christian Church. In an interview with the owner of Alliance Insurance Agency Chad Buchheit said quote "We are extremely pleased to have Joe Slavich onboard ...

AAA is now on board

Thu, 14 Jan 2010 16:43:55 -0600

Alliance Insurance Agency now writes preferred home and auto insurance for AAA. In an interview with the owner of Alliance Insurance Agency Chad Buchheit he said quote " We are very pleased with the decision of AAA to bring us aboard. This will be beneficial to both parties. We believe securing a relationship with AAA was a necessity in helping us further our position in the preferred market." Alliance Insurance Agency will write Auto, Home, Renters,Condominium, and AAA auto club memberships. ...

Follow and share Alliance Insurance Agency

Sat, 09 Jan 2010 11:02:19 -0600

Share Follow and share Alliance Insurance Agency on Facebook and Twitter. Become a fan, share with freinds, and other groups you are a fan of.

Home Insurance Cold Weather Tips

Sat, 02 Jan 2010 13:07:44 -0600

Help keep pipes from freezing and bursting. When the weather outside drops below 20F degrees at night turn your thermostat up a degree or two. Also very important let a couple of your faucets slightly flow or drip. The cost of these two tips is very small compared to what it what cost to clean up and replace damaged property.

We write Wedding Insurance

Wed, 23 Dec 2009 17:01:26 -0600

Let Alliance Insurance Agency cover your special day. Did the groom get cold feet? No just kidding. Covers cancellation of your special day due to a covered loss, event liability, photographer doesnt show and in some cases we can cover liquor liability.

Renters Insurance

Wed, 23 Dec 2009 16:39:47 -0600

Renters Insurance. This is a coverage most people do not even know exist. Wether you rent an apartment, home, or townhome you can not afford not to have renters insurance. A renters policy covers your personal belongings, medical payments, and personal liability. Don't fall a sleep with a cigarette in your mouth and burn down your building without renters insurance, you will be liable for the damages. For about $150-$200 a year get covered.

Home Insurance

Wed, 23 Dec 2009 15:40:19 -0600

Protect your home, personal possessions, and your self. At Alliance Insurance Agency we tailor home insurance policies to meet our insured's needs. Home insurance can be very confusing what is covered what is not covered. Certain items are only covered for so much. Replacement cost or actual cash value. What does all this mean? Let Alliance Insurance Agency compare your current policy to see if we can fill any gaps.

Auto Insurance

Wed, 23 Dec 2009 13:45:31 -0600

Auto insurance is the law. The state of Missouri requires coverages of 25/50/10 for bodily injury and property damage in the thousands. To keep your rates low go with higher coverages of at least 50/100/50 or 100/300/100. Keeping higher rates longer a long with no tickets, accidents, or claims will keep your rates lower over time.